About Jeevan Jyoti
Multistate Credit Co-operative Society
Jeevan Jyoti Multistate Credit Co-operative Society is a government-registered financial institution operating under the Multistate Co-operative Societies Act, 2002. We are committed to providing ethical financial services that promote social upliftment and empower communities across multiple states.
Our mission is to foster saving habits, support women empowerment, and provide low-risk loan facilities to our members while ensuring the highest standards of financial security and transparency.
Mrs. Ranjini Puthiyedath
Business Development Manager & Authorized Agent
This website, jeevanjyoti.io, is operated by Mrs Ranjini Puthiyedath, an authorised agent and Business Development Manager for Jeevan Jyoti Multistate Credit Co-operative Society Ltd (Registration No: MSCS/CR/1250-A/2015), registered under the Multi-State Co-operative Societies Act, 2002.
Mrs Ranjini specialises in promoting Fixed Investment, Recurring Deposit, and Monthly Benefit plans to customers in Kerala. She also supports and mentors a growing network of sub-agents, helping them onboard customers and expand their reach.
This portal is designed to make it easier for customers and agents to learn about Jeevan Jyoti's financial products, submit applications, and generate printable forms for submission, all from the comfort of their own devices.
For official information about the Society, please visit jeevanjyoticreditsociety.com
- •Promote ethical financial services for all
- •Foster social upliftment through financial inclusion
- •Encourage healthy saving habits in communities
- •Empower women through financial independence
- •Provide low-risk, accessible loan facilities
- •Transparency in all financial dealings
- •Security and safety of member investments
- •Ethical business practices
- •Community-focused approach
- •Continuous innovation in financial services
We proudly serve customers across multiple states with our branch network:
Kerala
Multiple branches serving the state
Karnataka
Expanding presence across the state
Chennai
Serving Tamil Nadu region
For Investors
- • High interest rates up to 13.5%
- • Special rates for women and seniors
- • Flexible investment options
- • Secure and government-registered
For Borrowers
- • Low-risk loan facilities
- • Competitive interest rates
- • Quick processing
- • Flexible repayment options